PCI DSS Compliance Cost Estimator
Get an instant estimate of your total annual PCI budget based on transaction volume, scope, and technical complexity.
Interactive PCI Cost Estimator
Level dictates whether you need an on-site audit (ROC) or SAQ.
SAQ-A is much cheaper as it outsources data handling to Stripe/etc.
Estimated PCI Compliance Budget
Merchant LEVEL4 Estimation
QSA Validation / SAQ Support
Expert help filling out and validating your SAQ.
ASV Quarterly Scanning
Approved Scanning Vendor (ASV) fees for quarterly external scans.
Penetration Testing (Annual)
Required manual assessment of your cardholder data environment.
Compliance Automation Platform
Software to automate evidence collection and monitoring.
Internal Engineering Effort
Estimated value of staff time dedicated to PCI controls.
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Breaking Down PCI Compliance Costs
Merchant Level Impact
Level 1 merchants (6M+ transactions) require a Report on Compliance (ROC) signed by a QSA, costing significantly more than Level 2-4 Self-Assessment Questionnaires (SAQ).
ASV & Pentest Fees
Regardless of level, most PCI paths require quarterly external scans by an Approved Scanning Vendor (ASV) and an annual penetration test.
SAQ-A vs. SAQ-D
By using redirects (SAQ-A), you can reduce your compliance scope and costs by up to 70% compared to handling card data via Direct API (SAQ-D).
Automation Savings
Compliance software can reduce manual evidence collection time by hundreds of hours, paying for itself in reduced internal engineering opportunity cost.