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Expert verified by Raphael N, CPA

PCI DSS Compliance for EdTech Startups

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Tailored for EdTech and your role.

RN
Expertly reviewed by Raphael NCertified

Head of Compliance StrategyCPA, CISA, ISO 27001 Lead Auditor

Last Verified

January 11, 2026

Our Editorial Process →

Strategic Priorities for EdTech Leaders

RN

Raphael N

CPACISAISO 27001 Lead Auditor

Head of Compliance Strategy

Raphael leads go-to-market compliance strategy for high-growth SaaS and AI teams. With over a decade of experience across Big Four firms and fintech startups, he specializes in translating complex SOC 2 requirements into automated, engineering-friendly workflows.

Editorial Standards & Methodology

All RiscLens content is researched, written, and reviewed by compliance professionals with real-world audit experience. We maintain strict editorial independence and never accept payment for coverage or rankings.

Audit readiness checklist

  • Define scope and evidence owners for PCI DSS Compliance
  • Map controls to your EdTech workflows
  • Confirm evidence cadence and review approvals
  • Document exceptions and compensating controls
  • Validate auditor expectations before kickoff

Evidence to prepare

  • Network segmentation evidence
  • Vulnerability scan reports
  • Access control logs
  • Security awareness training

Frequently Asked Questions

Does accepting tuition payments require PCI compliance?

Yes, any card payment acceptance requires PCI DSS compliance. This applies to tuition, course purchases, subscription billing, or any payment within the EdTech platform.

How do we handle parent payments for minors?

Payment processing for parents follows standard PCI requirements. Consider separate parent accounts for payment information, keeping payment data isolated from student accounts.

What about in-app purchases in educational apps?

Using app store payment systems (Apple, Google) generally means the app store handles PCI compliance. Direct payment processing within apps requires your own PCI compliance.

About RiscLens

Our mission is to provide transparency and clarity to early-stage technology companies navigating the complexities of SOC 2 (System and Organization Controls 2) compliance.

Who we serve

Built specifically for early-stage and growing technology companies—SaaS, fintech, and healthcare tech—preparing for their first SOC 2 audit or responding to enterprise customer requirements.

What we provide

Clarity before commitment. We help teams understand realistic cost ranges, timeline expectations, and common gaps before they engage auditors or expensive compliance vendors.

Our Boundaries

We do not provide legal advice, audit services, or certifications. Our assessments support internal planning—they are not a substitute for professional compliance guidance.

Technical Definition

SOC 2 (System and Organization Controls 2) is a voluntary compliance standard for service organizations, developed by the AICPA, which specifies how organizations should manage customer data based on the Trust Services Criteria: security, availability, processing integrity, confidentiality, and privacy.